Free Finance Tools

Plan your next loan or credit card application with these free calculators. No PAN, no sign-up. Everything runs in your browser.

Loan Eligibility Checker →

Check how much home, personal or car loan you may get with your CIBIL score and income. Free, instant, no PAN needed.

Calculate your credit utilization ratio across all credit cards and see exactly how much to pay to get under 30% and 10%.

Calculate your monthly EMI, total interest and full repayment schedule for home, personal, car and two-wheeler loans.

Calculate your FOIR (Fixed Obligation to Income Ratio) and see how much more EMI banks may allow before rejecting your loan.

See how paying off cards, missing an EMI, closing a card or new loan enquiries could move your CIBIL score. Free educational simulator.