Land Transfer Tax Calculator (Ontario, Toronto, BC)
Updated for the 2026 tax year
Work out the land transfer tax due when you buy a home in Ontario, the City of Toronto or British Columbia, including first-time buyer rebates and exemptions. Free, no sign-up. Nothing leaves your browser.
Rates used
| Value of the home | Ontario LTT | Toronto MLTT | BC PTT |
|---|---|---|---|
| First $55,000 | 0.5% | 0.5% | 1% (to $200,000) |
| $55,000 – $250,000 | 1% | 1% | 2% above $200,000 |
| $250,000 – $400,000 | 1.5% | 1.5% | 2% |
| $400,000 – $2,000,000 | 2% | 2% | 2% |
| $2,000,000 – $3,000,000 | 2.5% | 2.5% | 3% (+2% over $3M) |
| $3M – $4M / $4M – $5M | 2.5% | 4.4% / 5.45% | 5% |
| $5M – $10M / $10M – $20M / over $20M | 2.5% | 6.5% / 7.55% / 8.6% | 5% |
Frequently asked questions
How much is land transfer tax in Ontario?
Ontario charges 0.5% on the first $55,000, 1% up to $250,000, 1.5% up to $400,000, 2% up to $2 million and 2.5% above $2 million on single-family homes. First-time buyers get a refund of up to $4,000.
Do you pay double land transfer tax in Toronto?
Yes. Homes in the City of Toronto pay the Ontario tax plus a Municipal Land Transfer Tax at similar rates. Since April 1, 2026, Toronto charges higher rates on homes over $3 million, rising to 8.6% above $20 million. First-time buyers can get up to $4,475 back on the municipal tax.
What is the BC first-time home buyer exemption?
Eligible first-time buyers in BC pay no property transfer tax on the first $500,000 of a home worth up to $835,000, with a partial exemption until $860,000.
Does Alberta have a land transfer tax?
No. Alberta and Saskatchewan only charge small land title registration fees based on the property value and mortgage amount.