Stamp Duty Calculator (SDLT, LBTT & LTT)
Updated for the 2026/27 tax year (6 April 2026 – 5 April 2027)
Find out how much property tax you will pay on a home in England, Northern Ireland, Scotland or Wales, with first-time buyer relief and the second-home surcharge. Free, no sign-up. Nothing leaves your browser.
Band-by-band breakdown
| Band | Rate | Taxable amount | Tax |
|---|
Current SDLT rates (England & Northern Ireland)
| Price band | Home mover | First-time buyer | Additional home |
|---|---|---|---|
| Up to £125,000 | 0% | 0% | 5% |
| £125,001 – £250,000 | 2% | 0% | 7% |
| £250,001 – £300,000 | 5% | 0% | 10% |
| £300,001 – £500,000 | 5% | 5% | 10% |
| £500,001 – £925,000 | 5% | n/a* | 10% |
| £925,001 – £1.5m | 10% | n/a* | 15% |
| Over £1.5m | 12% | n/a* | 17% |
*First-time buyer relief is not available above £500,000; home mover rates apply to the whole price.
Scotland (LBTT): 0% up to £145,000 (£175,000 for first-time buyers), 2% to £250,000, 5% to £325,000, 10% to £750,000 and 12% above, plus an 8% Additional Dwelling Supplement on second homes. Wales (LTT): 0% up to £225,000, 6% to £400,000, 7.5% to £750,000, 10% to £1.5m and 12% above. Wales has no first-time buyer relief, and higher rates apply to additional homes.
Frequently asked questions
How much stamp duty do first-time buyers pay in England?
First-time buyers pay no SDLT on the first £300,000 and 5% on the part from £300,001 to £500,000. If the price is over £500,000 the relief is lost and normal rates apply to the whole price.
What is the stamp duty surcharge on second homes?
In England and Northern Ireland, buying an additional home adds 5 percentage points to every SDLT band. Scotland charges an 8% Additional Dwelling Supplement on the full price and Wales has separate higher rates.
When do I pay stamp duty?
In England and Northern Ireland, SDLT must be reported and paid within 14 days of completion. Your solicitor or conveyancer usually does this for you. LBTT and LTT have a 30-day deadline.
Do non-UK residents pay more stamp duty?
Yes. In England and Northern Ireland, buyers who are not UK resident pay an extra 2% on top of the normal or higher rates.