Free Salary, Tax & Property Calculators

Work out your take-home pay in the UK, US, Canada, Australia or India, and plan big money decisions such as buying a home, saving into an ISA or pension, or paying off a student loan. Updated with 2026 rates. Free, no sign-up.

United Kingdom calculators

UK Take-Home Pay Calculator →

Work out your UK take-home pay for 2026/27 after Income Tax, National Insurance, pension and student loan. England, Wales, NI and Scotland rates.

UK Stamp Duty Calculator →

Calculate Stamp Duty Land Tax in England and NI, LBTT in Scotland and LTT in Wales for first-time buyers, home movers and second homes. 2026 rates.

ISA Calculator →

See how much your Stocks and Shares ISA, Cash ISA or Lifetime ISA could grow, with the £20,000 allowance, 2027 cash ISA limit and 25% LISA bonus.

UK Pension Calculator →

Estimate your UK pension pot at retirement from your salary, employee and employer contributions and growth, plus 25% tax-free cash and State Pension.

Mortgage Overpayment Calculator →

See how much interest you save and how many years you knock off your mortgage by overpaying monthly or with a lump sum. Free UK calculator.

Council Tax Calculator →

Work out your 2026/27 council tax bill for any band in England, Scotland or Wales, with the 25% single person discount and monthly instalments.

UK Student Loan Repayment Calculator →

See your monthly UK student loan repayments, how long it will take to clear and how much may be written off. Plan 1, 2, 4, 5 and postgraduate loans.

United States calculators

US Paycheck Calculator →

Free 2026 US paycheck calculator. See take-home pay after federal income tax, Social Security, Medicare, state tax and 401(k) for every pay period.

Canada calculators

Canada Take-Home Pay Calculator →

Calculate your 2026 net pay in Canada after federal and provincial income tax, CPP, CPP2 and EI. Ontario, BC, Alberta and more provinces.

Land Transfer Tax Calculator →

Calculate land transfer tax in Ontario, Toronto (provincial + municipal) and BC property transfer tax for 2026, including first-time buyer rebates.

Australia calculators

Australia Pay Calculator →

Work out your 2026–27 take-home pay in Australia after income tax, Medicare levy and HECS-HELP, plus your employer super. New 15% tax rate included.

Australia Stamp Duty Calculator →

Calculate stamp duty (transfer duty) in NSW, Victoria and Queensland for 2026, with first home buyer exemptions, home concessions and foreign buyer surcharges.

HECS-HELP Repayment Calculator →

Calculate your 2026–27 compulsory HECS-HELP repayment under the new marginal system ($69,528 threshold) and how many years until your debt is paid off.

India calculators

In-Hand Salary Calculator (India) →

Convert your CTC to monthly in-hand salary for FY 2026-27. Compares new and old tax regime with PF, professional tax, HRA and 80C. Free, no sign-up.

Loan and CIBIL tools for India

Planning a loan in India? Use our EMI calculator, loan eligibility checker and other free finance tools.

Frequently asked questions

Are these calculators free?

Yes. Every calculator is free to use with no sign-up, and all calculations run in your browser, so nothing you type is sent to us.

Which tax year do the calculators use?

UK tools use the 2026/27 tax year, US and Canada tools use 2026, Australian tools use 2026–27 and the India salary calculator uses FY 2026-27. Each page shows the rates it uses.

Are the results exact?

They are estimates based on the standard rules for each country. Your actual pay or tax can differ because of tax codes, benefits, other income or local taxes. Use them for planning and check important figures with your employer, lender or a tax adviser.